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smc benefits

Special Monthly Compensation & Aid & Attendance

Learn about Special Monthly Compensation (SMC) and Aid & Attendance benefits for veterans with severe disabilities who need additional support.

What You'll Learn:

Understand SMC Categories

Learn the different SMC levels (K, L, M, N, O, R, S, T) and what each provides.

Aid & Attendance Basics

Discover who qualifies for A&A and how it increases your monthly benefits.

Housebound Benefits

Understand the housebound rate and how to qualify.

Claim SMC Correctly

Avoid common mistakes that result in SMC denials or underpayment.

Combined Ratings & SMC

Learn how multiple disabilities can trigger SMC eligibility.

What You'll Learn:

Get instant access to our exclusive guides and tools — completely free.

  • SMC Categories Explained (PDF Guide)
  • SMC Eligibility Calculator
  • Aid & Attendance Application Kit

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Beyond the Standard Rating

Special Monthly Compensation provides additional payments beyond the standard disability compensation rates. Veterans with severe disabilities, loss of limbs, loss of use, or who require the aid of another person may qualify for significantly higher monthly payments.

Common SMC Categories

SMC-K is awarded for loss of use of specific body parts. SMC-S (Housebound) applies when you have one condition rated 100% and additional conditions totaling 60% or more. SMC-L and above provide Aid & Attendance benefits for those who need help with daily activities.

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